Endowment buyers are constantly looking out for suitable "with profits" endowment policies that they deem worth investing in, but why do they buy them?

The answer is simple.

By the time they transfer ownership of the endowments a large part of the total premiums payable will have been financed by the endowment seller. This means that their investment has been heavily subsidised by the endowment seller, and all the endowment buyer has to do is maintain the regular premiums until the endowment matures.

At the point of maturity the endowment buyer collects the total payout, and the extra bonus the the endowment buyer is that during the time that they own the policy, it will never fall in value. This is because of the way the "with profits" endowments grow. Once the annual, or reversionary bonuses have been added, they can not be taken away again. This gives a real element of stability to the endowment as an ongoing investment.

Who are the endowment buyers ?

They can range from individual investors, through to large corporate institutions that employ endowment buyers on to their staff, in order to spread the risk of their overall portfolio of investment.

Would an endowment buyer be interested in buying my endowment policy ?

Providing it is a with profits endowment, and it has been in force for a reasonable period of time, with all the premiums paid, then it could be of interest to the endowment buyers.

How can i find out for sure, if the endowment buyers will buy my endowment policy ?

Fill in the form that can be found at the "value my policy" link above, and let the endowment buyers take a look.

It really is that simple !

 

"Selling endowment policies is no more complicated than surrendering endowment policies"

Why not let the endowment buyers taker a look at your policy.